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Instructions for completing loan application |
| 1. |
Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out. |
| 2. |
If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a Ytd profit and loss statement. |
| 3. |
If you own rental property, please provide rental agreements and two years tax returns. |
| 4. |
If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account. |
| 5. |
Provide recent copies of any stock brokerage or IRA/401K accounts that you may have. |
| 6. |
If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds. |
| 7. |
Provide copy of divorce decree if applicable.
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| 8. |
If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa. |
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